When you have suffered an accident claim or received an injury that wasn’t your fault it can be easy to call this fate, or the luck of the draw, and simply move on. However having an accident can seriously affect other aspects of your life, and you could be feeling these effects for a considerable amount of time after the original injury occurs. In this circumstance it would make sense to make a compensation claim, so that your injury doesn’t negatively impact on the rest of your life. Here are a few reasons why you should consider making a claim:
To Remain in Your Home
If you have suffered a serious injury and are unable to work as the result of an accident then it will seriously affect your finances: most employers will only pay you sick leave for a very short amount of time and the amount you can receive from the statutory sick pay that is provided by the Government is just £86.70 per week: certainly not enough to pay your mortgage and all your household bills. That means that being unable to work as a result of an accident or injury that wasn’t your fault could cause you to fall behind with your mortgage payments, and ultimately you could even lose your home. Money.co.uk advise that, if you find yourself in a position where you can’t pay your mortgage, then your first step should be to contact your mortgage provider, rather than just ignore the problem and miss a payment. If you contact your lender as soon as you know you will have trouble meeting a repayment. Then they may be able to help you cope by offering to defer the payment, allow you to take a payment holiday or even to extend your mortgage term so that your repayments are smaller and more manageable. In any case, keeping your lender updated about any changes in your situation is far better than suddenly missing payments. If you have missed any mortgage payments as a result of your accident or injury then you should be entitled to compensation for this, and making a claim will help you to remain in your home and pay your household bills.
To Protect Other Members of Your Workplace
If your accident or injury has occurred in the workplace as a result of bad practice or faulty equipment then you may not wish to make a claim against your employer, in case it impacts negatively on your job. However it is illegal for your employer to discriminate against you if you choose to make a legitimate claim against you. When considering whether or not to make a claim you should also consider your colleagues and any future members of your workforce: making a claim would force your employer to address any equipment issues and change the bad practice that lead to your accident. By making a claim you would not only be securing your own financial security, you would also be protecting the rest of your work mates from having to go through the same pain and suffering you are currently experiencing.
To Receive Additional Medical Support
At Accident Claim Solicitors if your injury or accident has caused you permanent damage, or long term damage that requires a high level of medical care then making a claim against the person or persons that caused this injury could help to secure you additional medical support in order to make your life a little more comfortable. If having the support of a full-time nurse, for example, would make it easier for you to get around your own home or be pain-free more regularly then this additional treatment cost could be incorporated into your claims package: this kind of personal medical service is generally not available on the NHS and would be very expensive if you had to pay for it from your own pocket. There is no need for you to be uncomfortable or unable to function properly if receiving compensation could alleviate any medical concerns you have.
To Ensure Your Family Will Be Looked After
For most people their concern when they have an accident or receive an injury isn’t their own well-being, but how their family will cope with the situation. If your accident or injury leaves you unable to work then this may also mean that you are unable to provide for your family. If you were previously the main breadwinner in your family then this will have a serious effect on the quality of life your family experience: it could result in your children being unable to attend their paid-for after school clubs (such as football or dancing classes), not receiving Christmas or birthday presents, and being negatively impacted emotionally by all of the constant financial stress in your household. Making a personal accident or injury claim could alleviate these financial pressures from your family. With a compensation sum secured you will be able to focus on your recovery (and on getting better as fast as you can) and not have to worry about how you are going to pay that electricity or gas bill, and how you are going to ensure you have enough money to pay for the supermarket shopping so that your family can eat this week.
As you can see there are several reasons why it makes sense to investigate the possibility of a personal injury compensation claim if you have had an accident or received an injury, and it wasn’t your fault. You owe it to yourself, your colleagues, and your family to get in touch and see if we can help you, and if you’re entitled to make a claim.